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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,147 | $175,259+41.0% | $149,723+65.1% | $139,487+77.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.88% | 166.82%-149.9pp | 134.50%-117.6pp | 373.84%-357.0pp |
| Employer contribution / active EE | $2,915 | $5,478-46.8% | $4,821-39.5% | $4,755-38.7% |
| Participant deferral / active EE | $7,447 | $6,522+14.2% | $5,682+31.1% | $6,713+10.9% |
| Admin fee / account holder | $2,742 | $16,158-83.0% | $13,215-79.2% | $11,407-76.0% |