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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,698 | $167,353+23.5% | $143,797+43.7% | $134,545+53.6% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -17.09% | 0.48%-17.6pp | -0.04%-17.0pp | 418.37%-435.5pp |
| Employer contribution / active EE | $2,683 | $5,620-52.3% | $4,952-45.8% | $4,742-43.4% |
| Participant deferral / active EE | $6,517 | $6,447+1.1% | $5,638+15.6% | $6,401+1.8% |
| Admin fee / account holder | $4,525 | $18,096-75.0% | $14,679-69.2% | $11,431-60.4% |