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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,741 | $82,288-52.9% | $68,794-43.7% | $134,509-71.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -16.40% | -2.19%-14.2pp | -6.37%-10.0pp | 418.13%-434.5pp |
| Employer contribution / active EE | $3,276 | $3,301-0.8% | $2,656+23.3% | $4,741-30.9% |
| Participant deferral / active EE | $6,270 | $4,738+32.3% | $3,941+59.1% | $6,400-2.0% |
| Admin fee / account holder | $667 | $6,482-89.7% | $4,934-86.5% | $11,427-94.2% |