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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,695 | $55,902-16.5% | $76,030-38.6% | $80,959-42.3% |
| Participation rate | 43.1% | 62.1%-19.0pp | 69.1%-26.0pp | 67.7%-24.6pp |
| Annual return | 14.30% | 20.59%-6.3pp | 361.54%-347.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $1,767 | $1,867-5.3% | $2,688-34.3% | $2,757-35.9% |
| Participant deferral / active EE | $3,849 | $3,051+26.2% | $4,257-9.6% | $4,300-10.5% |
| Admin fee / account holder | $2,218 | $5,239-57.7% | $6,421-65.5% | $6,925-68.0% |