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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,816 | $53,128-15.6% | $86,582-48.2% | $70,126-36.1% |
| Participation rate | 56.9% | 65.3%-8.4pp | 73.5%-16.6pp | 69.5%-12.6pp |
| Annual return | 14.13% | 27.66%-13.5pp | 965.08%-951.0pp | 73.15%-59.0pp |
| Employer contribution / active EE | $684 | $2,068-66.9% | $2,839-75.9% | $2,343-70.8% |
| Participant deferral / active EE | $1,935 | $2,695-28.2% | $3,609-46.4% | $3,332-41.9% |
| Admin fee / account holder | $2,575 | $3,584-28.1% | $4,904-47.5% | $4,645-44.6% |