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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,666 | $45,152+1.1% | $73,835-38.2% | $59,633-23.4% |
| Participation rate | 68.0% | 64.0%+4.0pp | 73.4%-5.4pp | 68.7%-0.7pp |
| Annual return | 0.61% | 27.40%-26.8pp | 2268.13%-2267.5pp | 2041.40%-2040.8pp |
| Employer contribution / active EE | $786 | $1,901-58.7% | $2,788-71.8% | $2,203-64.3% |
| Participant deferral / active EE | $2,092 | $2,573-18.7% | $3,583-41.6% | $3,192-34.4% |
| Admin fee / account holder | $785 | $3,515-77.7% | $4,880-83.9% | $4,297-81.7% |