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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2+ years Filed as: AMERICAN NATIONAL INSURANCE COMPANY Service code 54 · EIN 74-0484030 | Sales Loads | $6,471 |
Filed as: BENJAMIN F. EDWARDS & COMPANY, INC. Service code 55 715 W SHERMAN AVE STE B · HARRISON, AR 72601 | Other Commissions | $2,760 |
Filed as: BENEFIT PLANS PLUS Service code 13 6 CITYPLACE DRIVE, SUITE 700 · ST. LOUIS, MO 63141 | Contract Administrator | $325 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH AND MANAGEMENT COM Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $275 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,485 | $47,944-74.0% | $67,834-81.6% | $62,881-80.1% |
| Participation rate | 92.9% | 61.1%+31.8pp | 68.8%+24.1pp | 69.3%+23.6pp |
| Annual return | 4.54% | 11.77%-7.2pp | 138.47%-133.9pp | 20.14%-15.6pp |
| Employer contribution / active EE | $947 | $1,562-39.4% | $2,403-60.6% | $2,281-58.5% |
| Participant deferral / active EE | $1,651 | $2,247-26.5% | $3,160-47.8% | $3,203-48.5% |
| Admin fee / account holder | $74 | $3,712-98.0% | $4,622-98.4% | $4,296-98.3% |