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| Provider | Service type | Compensation |
|---|---|---|
PRUDENT STREET FIN ADV LLC2+ years Service code 26 · EIN 74-2794194 | Advisory (Participants) | $57,325 |
ASCENSUS LLC2+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 | Recordkeeping | $14,330 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,419 | $46,732+206.9% | $156,551-8.4% | $55,167+160.0% |
| Participation rate | 98.4% | 65.8%+32.6pp | 84.0%+14.4pp | 69.0%+29.4pp |
| Annual return | 19.18% | 17.72%+1.5pp | 32.23%-13.0pp | 169.23%-150.0pp |
| Employer contribution / active EE | $10,876 | $2,105+416.6% | $5,501+97.7% | $1,963+454.1% |
| Participant deferral / active EE | $6,435 | $2,204+191.9% | $4,871+32.1% | $3,054+110.7% |
| Admin fee / account holder | $361 | $418-13.6% | $13,028-97.2% | $504-28.3% |