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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,372 | $79,955-52.0% | $98,450-61.0% | $75,181-49.0% |
| Participation rate | 67.5% | 70.4%-2.9pp | 75.2%-7.7pp | 67.2%+0.3pp |
| Annual return | 16.45% | 19.75%-3.3pp | 21.16%-4.7pp | 160.69%-144.2pp |
| Employer contribution / active EE | $1,759 | $2,264-22.3% | $3,049-42.3% | $2,671-34.1% |
| Participant deferral / active EE | $2,890 | $3,752-23.0% | $4,739-39.0% | $4,126-30.0% |
| Admin fee / account holder | $1,952 | $6,841-71.5% | $8,961-78.2% | $5,650-65.4% |