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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,571 | $167,362-94.3% | $143,799-93.3% | $134,532-92.9% |
| Participation rate | 70.0% | 84.8%-14.8pp | 80.3%-10.3pp | 81.2%-11.2pp |
| Annual return | -16.91% | 0.47%-17.4pp | -0.04%-16.9pp | 418.27%-435.2pp |
| Employer contribution / active EE | $2,220 | $5,620-60.5% | $4,952-55.2% | $4,741-53.2% |
| Participant deferral / active EE | $876 | $6,447-86.4% | $5,638-84.5% | $6,401-86.3% |
| Admin fee / account holder | $1,512 | $18,094-91.6% | $14,677-89.7% | $11,429-86.8% |