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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,407 | $209,422-97.4% | $178,503-97.0% | $158,982-96.6% |
| Participation rate | 93.8% | 86.4%+7.4pp | 81.9%+11.8pp | 82.0%+11.8pp |
| Annual return | 8.82% | 188.81%-180.0pp | 151.12%-142.3pp | 302.99%-294.2pp |
| Employer contribution / active EE | $1,846 | $5,707-67.6% | $5,011-63.2% | $4,763-61.2% |
| Participant deferral / active EE | $680 | $5,955-88.6% | $5,202-86.9% | $5,983-88.6% |
| Admin fee / account holder | $2,679 | $17,079-84.3% | $13,987-80.8% | $11,252-76.2% |