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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,535 | $91,037-35.7% | $71,671-18.3% | $147,586-60.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 11.46% | 20.48%-9.0pp | 20.65%-9.2pp | 578.59%-567.1pp |
| Employer contribution / active EE | $2,187 | $3,327-34.3% | $2,460-11.1% | $4,876-55.2% |
| Participant deferral / active EE | $4,419 | $4,498-1.8% | $3,438+28.5% | $5,439-18.8% |
| Admin fee / account holder | $3,627 | $8,613-57.9% | $5,558-34.7% | $10,886-66.7% |