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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,319 | $157,304+157.7% | $141,197+187.1% | $152,909+165.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.34% | 64.34%-39.0pp | 71.41%-46.1pp | 345.46%-320.1pp |
| Employer contribution / active EE | $12,476 | $5,263+137.1% | $4,736+163.4% | $4,764+161.9% |
| Participant deferral / active EE | $7,446 | $7,111+4.7% | $6,710+11.0% | $5,851+27.2% |
| Admin fee / account holder | $4,002 | $12,126-67.0% | $10,265-61.0% | $11,601-65.5% |