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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,964 | $138,076+196.9% | $123,553+231.8% | $135,380+202.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.49% | 153.70%-166.2pp | 119.21%-131.7pp | 519.81%-532.3pp |
| Employer contribution / active EE | $14,648 | $5,152+184.3% | $4,628+216.5% | $4,779+206.5% |
| Participant deferral / active EE | $9,706 | $6,800+42.7% | $6,426+51.0% | $5,609+73.0% |
| Admin fee / account holder | $5,248 | $10,917-51.9% | $9,284-43.5% | $10,828-51.5% |