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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,237 | $154,228+26.6% | $145,433+34.2% | $137,256+42.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 3.38% | 74.59%-71.2pp | 66.58%-63.2pp | 220.34%-217.0pp |
| Employer contribution / active EE | $9,144 | $4,804+90.3% | $4,554+100.8% | $4,156+120.0% |
| Participant deferral / active EE | $8,826 | $8,216+7.4% | $7,897+11.8% | $6,407+37.8% |
| Admin fee / account holder | $484,549 | $14,344+3278.2% | $13,129+3590.7% | $12,270+3849.0% |