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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $638,444 | $160,070+298.9% | $147,117+334.0% | $145,897+337.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.42% | 98.69%-89.3pp | 420.54%-411.1pp | 552.29%-542.9pp |
| Employer contribution / active EE | $14,100 | $5,285+166.8% | $4,932+185.9% | $4,663+202.4% |
| Participant deferral / active EE | $8,475 | $8,419+0.7% | $8,065+5.1% | $6,689+26.7% |
| Admin fee / account holder | $6,282 | $15,035-58.2% | $12,993-51.7% | $13,390-53.1% |