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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,206 | $168,636-56.6% | $147,618-50.4% | $125,388-41.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.89% | 77.65%-79.5pp | 61.98%-63.9pp | 282.24%-284.1pp |
| Employer contribution / active EE | $3,961 | $6,252-36.7% | $5,565-28.8% | $4,866-18.6% |
| Participant deferral / active EE | $3,763 | $5,507-31.7% | $4,895-23.1% | $5,352-29.7% |
| Admin fee / account holder | $1,498 | $13,580-89.0% | $11,612-87.1% | $9,541-84.3% |