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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,968 | $51,207+5.4% | $70,565-23.5% | $75,177-28.2% |
| Participation rate | 51.9% | 61.0%-9.1pp | 68.4%-16.5pp | 67.2%-15.4pp |
| Annual return | 17.71% | 30.05%-12.3pp | 32.79%-15.1pp | 160.75%-143.0pp |
| Employer contribution / active EE | $1,521 | $1,826-16.7% | $2,976-48.9% | $2,671-43.0% |
| Participant deferral / active EE | $2,723 | $2,850-4.5% | $4,568-40.4% | $4,126-34.0% |
| Admin fee / account holder | $2,579 | $4,097-37.1% | $6,430-59.9% | $5,651-54.4% |