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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,809 | $48,235-23.7% | $68,803-46.5% | $68,490-46.3% |
| Participation rate | 56.4% | 60.7%-4.3pp | 69.0%-12.7pp | 67.9%-11.5pp |
| Annual return | -17.82% | -12.70%-5.1pp | -6.37%-11.5pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,454 | $1,829-20.5% | $2,656-45.2% | $2,597-44.0% |
| Participant deferral / active EE | $2,532 | $2,867-11.7% | $3,942-35.8% | $4,028-37.1% |
| Admin fee / account holder | $3,608 | $4,361-17.3% | $4,936-26.9% | $5,403-33.2% |