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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,669 | $138,072-34.3% | $123,549-26.6% | $135,382-33.0% |
| Participation rate | 70.6% | 84.7%-14.1pp | 82.3%-11.7pp | 82.6%-12.1pp |
| Annual return | -7.93% | 153.69%-161.6pp | 119.20%-127.1pp | 519.77%-527.7pp |
| Employer contribution / active EE | $1,289 | $5,152-75.0% | $4,628-72.1% | $4,779-73.0% |
| Participant deferral / active EE | $2,411 | $6,799-64.5% | $6,426-62.5% | $5,609-57.0% |
| Admin fee / account holder | $2,261 | $10,917-79.3% | $9,284-75.6% | $10,829-79.1% |