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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,158 | $115,796+136.8% | $101,264+170.7% | $158,950+72.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 0.00% | 56.15%-56.2pp | 46.48%-46.5pp | 302.91%-302.9pp |
| Employer contribution / active EE | $6,233 | $4,175+49.3% | $3,660+70.3% | $4,762+30.9% |
| Participant deferral / active EE | $13,770 | $4,958+177.7% | $4,370+215.1% | $5,983+130.2% |
| Admin fee / account holder | $39,130 | $7,247+439.9% | $5,947+558.0% | $11,248+247.9% |