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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,422 | $71,197+48.1% | $93,669+12.5% | $80,925+30.3% |
| Participation rate | 59.3% | 60.4%-1.1pp | 68.7%-9.5pp | 67.7%-8.4pp |
| Annual return | 14.83% | 11.27%+3.6pp | 133.59%-118.8pp | 35.65%-20.8pp |
| Employer contribution / active EE | $1,375 | $1,565-12.1% | $2,424-43.3% | $2,756-50.1% |
| Participant deferral / active EE | $3,994 | $4,036-1.0% | $4,416-9.5% | $4,299-7.1% |
| Admin fee / account holder | $15,721 | $6,959+125.9% | $8,291+89.6% | $6,940+126.5% |