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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,071 | $70,418+23.6% | $96,570-9.8% | $85,847+1.4% |
| Participation rate | 73.7% | 61.8%+11.9pp | 69.8%+3.9pp | 69.3%+4.4pp |
| Annual return | 16.27% | 18.59%-2.3pp | 37.79%-21.5pp | 318.61%-302.3pp |
| Employer contribution / active EE | $2,449 | $1,413+73.3% | $2,357+3.9% | $2,565-4.6% |
| Participant deferral / active EE | $6,865 | $2,894+137.2% | $3,849+78.3% | $3,952+73.7% |
| Admin fee / account holder | $521 | $4,995-89.6% | $6,182-91.6% | $6,261-91.7% |