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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,065 | $67,411-77.7% | $91,004-83.4% | $70,126-78.5% |
| Participation rate | 75.8% | 71.4%+4.4pp | 75.6%+0.2pp | 69.5%+6.2pp |
| Annual return | 17.77% | -40.16%+57.9pp | 4.60%+13.2pp | 73.15%-55.4pp |
| Employer contribution / active EE | $1,506 | $1,786-15.7% | $2,456-38.7% | $2,343-35.7% |
| Participant deferral / active EE | $2,072 | $2,823-26.6% | $3,548-41.6% | $3,332-37.8% |
| Admin fee / account holder | $476 | $4,236-88.8% | $5,417-91.2% | $4,645-89.7% |