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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,414 | $58,828-84.0% | $78,002-87.9% | $62,881-85.0% |
| Participation rate | 84.8% | 71.1%+13.8pp | 75.5%+9.3pp | 69.3%+15.5pp |
| Annual return | 8.84% | 17.16%-8.3pp | 425.99%-417.1pp | 20.14%-11.3pp |
| Employer contribution / active EE | $1,372 | $1,672-17.9% | $2,470-44.4% | $2,281-39.8% |
| Participant deferral / active EE | $1,799 | $2,686-33.0% | $3,497-48.6% | $3,203-43.8% |
| Admin fee / account holder | $510 | $4,393-88.4% | $5,481-90.7% | $4,296-88.1% |