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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,586 | $105,864-3.1% | $90,162+13.8% | $147,585-30.5% |
| Participation rate | 94.7% | 79.7%+15.0pp | 76.9%+17.9pp | 82.8%+11.9pp |
| Annual return | 15.83% | 37.63%-21.8pp | 34.88%-19.1pp | 578.57%-562.7pp |
| Employer contribution / active EE | $2,730 | $4,126-33.8% | $3,318-17.7% | $4,876-44.0% |
| Participant deferral / active EE | $4,337 | $5,733-24.4% | $5,287-18.0% | $5,439-20.3% |
| Admin fee / account holder | $3,861 | $8,046-52.0% | $5,943-35.0% | $10,885-64.5% |