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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,095 | $99,032-37.3% | $80,022-22.4% | $135,382-54.1% |
| Participation rate | 68.8% | 78.4%-9.6pp | 75.8%-7.1pp | 82.6%-13.9pp |
| Annual return | -5.91% | 15.39%-21.3pp | 11.22%-17.1pp | 519.77%-525.7pp |
| Employer contribution / active EE | $2,160 | $3,043-29.0% | $2,468-12.5% | $4,779-54.8% |
| Participant deferral / active EE | $4,752 | $4,282+11.0% | $3,686+28.9% | $5,609-15.3% |
| Admin fee / account holder | $116 | $10,436-98.9% | $6,521-98.2% | $10,829-98.9% |