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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,590 | $112,935-56.1% | $90,970-45.5% | $158,966-68.8% |
| Participation rate | 78.3% | 74.7%+3.5pp | 69.0%+9.2pp | 82.0%-3.7pp |
| Annual return | 15.48% | 215.79%-200.3pp | 134.58%-119.1pp | 302.95%-287.5pp |
| Employer contribution / active EE | $1,350 | $2,895-53.4% | $2,122-36.4% | $4,762-71.7% |
| Participant deferral / active EE | $1,633 | $4,129-60.4% | $3,373-51.6% | $5,983-72.7% |
| Admin fee / account holder | $1,969 | $8,045-75.5% | $5,960-67.0% | $11,250-82.5% |