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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,467 | $99,652-69.4% | $78,778-61.3% | $147,586-79.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 16.48% | 47.28%-30.8pp | 35.62%-19.1pp | 578.59%-562.1pp |
| Employer contribution / active EE | $1,799 | $2,796-35.6% | $1,986-9.4% | $4,876-63.1% |
| Participant deferral / active EE | $2,630 | $3,664-28.2% | $2,958-11.1% | $5,439-51.6% |
| Admin fee / account holder | $1,222 | $7,155-82.9% | $5,134-76.2% | $10,886-88.8% |