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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,071 | $86,938-11.3% | $102,423-24.8% | $80,925-4.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 12.23% | 18.89%-6.7pp | 29.42%-17.2pp | 35.65%-23.4pp |
| Employer contribution / active EE | $4,105 | $2,369+73.3% | $3,023+35.8% | $2,756+48.9% |
| Participant deferral / active EE | $7,715 | $4,120+87.2% | $5,054+52.6% | $4,299+79.5% |
| Admin fee / account holder | $12,234 | $8,053+51.9% | $9,455+29.4% | $6,940+76.3% |