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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,553 | $118,708-59.1% | $98,920-50.9% | $158,966-69.5% |
| Participation rate | 64.3% | 77.8%-13.5pp | 76.0%-11.7pp | 82.0%-17.7pp |
| Annual return | 9.48% | 372.49%-363.0pp | 196.47%-187.0pp | 302.95%-293.5pp |
| Employer contribution / active EE | $619 | $3,334-81.4% | $2,689-77.0% | $4,762-87.0% |
| Participant deferral / active EE | $1,527 | $5,089-70.0% | $4,245-64.0% | $5,983-74.5% |
| Admin fee / account holder | $13,874 | $10,134+36.9% | $6,643+108.9% | $11,250+23.3% |