Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,340 | $76,367+9.1% | $93,614-11.0% | $72,983+14.2% |
| Participation rate | 40.7% | 71.7%-31.0pp | 75.8%-35.1pp | 69.5%-28.7pp |
| Annual return | -12.16% | 25.82%-38.0pp | 32.76%-44.9pp | 81.01%-93.2pp |
| Employer contribution / active EE | $545 | $2,275-76.1% | $2,718-80.0% | $2,440-77.7% |
| Participant deferral / active EE | $1,002 | $3,538-71.7% | $4,069-75.4% | $3,608-72.2% |
| Admin fee / account holder | $3,382 | $6,838-50.5% | $7,889-57.1% | $5,124-34.0% |