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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,275 | $70,917-12.2% | $98,920-37.0% | $73,497-15.3% |
| Participation rate | 75.9% | 73.8%+2.1pp | 76.0%-0.1pp | 70.7%+5.2pp |
| Annual return | 13.43% | 34.18%-20.7pp | 196.47%-183.0pp | 28.51%-15.1pp |
| Employer contribution / active EE | $1,066 | $2,037-47.7% | $2,689-60.4% | $2,270-53.0% |
| Participant deferral / active EE | $3,553 | $3,501+1.5% | $4,245-16.3% | $3,740-5.0% |
| Admin fee / account holder | $5,533 | $535+934.5% | $6,643-16.7% | $513+978.5% |