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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,332 | $91,537-90.9% | $130,045-93.6% | $75,173-88.9% |
| Participation rate | 56.8% | 71.5%-14.6pp | 78.5%-21.7pp | 67.2%-10.4pp |
| Annual return | 16.71% | -631.55%+648.3pp | -137.30%+154.0pp | 160.72%-144.0pp |
| Employer contribution / active EE | $786 | $2,845-72.4% | $4,321-81.8% | $2,671-70.6% |
| Participant deferral / active EE | $1,436 | $4,343-66.9% | $5,820-75.3% | $4,126-65.2% |
| Admin fee / account holder | $189 | $6,780-97.2% | $10,600-98.2% | $5,651-96.6% |