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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,616 | $183,627+79.5% | $155,602+111.8% | $145,978+125.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.56% | 61.32%-48.8pp | 64.81%-52.3pp | 550.52%-538.0pp |
| Employer contribution / active EE | $2,160 | $5,316-59.4% | $4,675-53.8% | $4,662-53.7% |
| Participant deferral / active EE | $8,589 | $6,466+32.8% | $5,629+52.6% | $6,690+28.4% |
| Admin fee / account holder | $20,885 | $19,327+8.1% | $15,923+31.2% | $13,400+55.9% |