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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,468 | $217,432+152.7% | $185,849+195.7% | $167,536+228.0% |
| Participation rate | 81.3% | 86.1%-4.8pp | 81.7%-0.5pp | 82.1%-0.9pp |
| Annual return | 12.64% | 148.42%-135.8pp | 122.10%-109.5pp | 478.82%-466.2pp |
| Employer contribution / active EE | $4,943 | $5,875-15.9% | $5,169-4.4% | $4,839+2.2% |
| Participant deferral / active EE | $4,103 | $6,357-35.5% | $5,569-26.3% | $6,342-35.3% |
| Admin fee / account holder | $2,039 | $19,818-89.7% | $16,244-87.4% | $12,315-83.4% |