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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,481 | $209,422+113.7% | $178,503+150.7% | $158,982+181.5% |
| Participation rate | 92.3% | 86.4%+6.0pp | 81.9%+10.4pp | 82.0%+10.3pp |
| Annual return | 9.35% | 188.81%-179.5pp | 151.12%-141.8pp | 302.99%-293.6pp |
| Employer contribution / active EE | $10,769 | $5,707+88.7% | $5,011+114.9% | $4,763+126.1% |
| Participant deferral / active EE | $5,438 | $5,955-8.7% | $5,202+4.5% | $5,983-9.1% |
| Admin fee / account holder | $16,468 | $17,079-3.6% | $13,987+17.7% | $11,252+46.4% |