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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,298 | $183,539+91.4% | $155,556+125.8% | $145,897+140.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.53% | 61.31%-48.8pp | 64.84%-52.3pp | 552.29%-539.8pp |
| Employer contribution / active EE | $6,986 | $5,315+31.4% | $4,675+49.4% | $4,663+49.8% |
| Participant deferral / active EE | $2,772 | $6,467-57.1% | $5,631-50.8% | $6,689-58.6% |
| Admin fee / account holder | $629 | $19,275-96.7% | $15,885-96.0% | $13,390-95.3% |