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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,438 | $172,111+146.6% | $150,298+182.4% | $137,256+209.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.44% | 69.37%-59.9pp | 62.79%-53.3pp | 220.34%-210.9pp |
| Employer contribution / active EE | $9,596 | $4,636+107.0% | $4,154+131.0% | $4,156+130.9% |
| Participant deferral / active EE | $3,789 | $6,166-38.6% | $5,453-30.5% | $6,407-40.9% |
| Admin fee / account holder | $3,465 | $16,471-79.0% | $14,116-75.5% | $12,270-71.8% |