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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,873 | $72,272+65.9% | $101,264+18.4% | $79,858+50.1% |
| Participation rate | 80.0% | 68.5%+11.5pp | 75.8%+4.2pp | 69.6%+10.4pp |
| Annual return | 18.93% | 22.30%-3.4pp | 46.48%-27.6pp | 31.72%-12.8pp |
| Employer contribution / active EE | $2,064 | $2,692-23.3% | $3,660-43.6% | $2,471-16.5% |
| Participant deferral / active EE | $5,746 | $3,282+75.1% | $4,370+31.5% | $3,740+53.6% |
| Admin fee / account holder | $6,294 | $4,401+43.0% | $5,947+5.8% | $5,306+18.6% |