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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,460 | $160,059-12.9% | $140,019-0.4% | $135,379+3.0% |
| Participation rate | 95.0% | 88.5%+6.5pp | 87.5%+7.5pp | 82.6%+12.4pp |
| Annual return | -10.80% | 911.44%-922.2pp | 651.15%-662.0pp | 519.79%-530.6pp |
| Employer contribution / active EE | $6,860 | $6,420+6.9% | $5,605+22.4% | $4,779+43.5% |
| Participant deferral / active EE | $14,277 | $7,641+86.9% | $6,927+106.1% | $5,609+154.5% |
| Admin fee / account holder | $988 | $13,328-92.6% | $10,705-90.8% | $10,828-90.9% |