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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,196 | $153,769-5.6% | $133,975+8.4% | $273,972-47.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 12.81% | 36.51%-23.7pp | 29.29%-16.5pp | 41.46%-28.6pp |
| Employer contribution / active EE | $956 | $6,029-84.1% | $5,211-81.7% | $4,869-80.4% |
| Participant deferral / active EE | $11,092 | $6,958+59.4% | $6,282+76.6% | $5,287+109.8% |
| Admin fee / account holder | $42,701 | $11,765+263.0% | $9,324+358.0% | $10,133+321.4% |