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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,476 | $157,296+133.6% | $141,191+160.3% | $152,897+140.3% |
| Participation rate | 93.8% | 84.8%+8.9pp | 82.5%+11.3pp | 82.5%+11.3pp |
| Annual return | 17.06% | 64.34%-47.3pp | 71.41%-54.3pp | 345.43%-328.4pp |
| Employer contribution / active EE | $6,484 | $5,262+23.2% | $4,736+36.9% | $4,764+36.1% |
| Participant deferral / active EE | $9,876 | $7,111+38.9% | $6,710+47.2% | $5,851+68.8% |
| Admin fee / account holder | $2,836 | $12,125-76.6% | $10,264-72.4% | $11,599-75.5% |