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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,069 | $135,956+130.3% | $123,894+152.7% | $273,972+14.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.51% | 56.63%-46.1pp | 47.52%-37.0pp | 41.46%-30.9pp |
| Employer contribution / active EE | $4,938 | $5,170-4.5% | $4,617+7.0% | $4,869+1.4% |
| Participant deferral / active EE | $7,658 | $6,343+20.7% | $5,984+28.0% | $5,287+44.8% |
| Admin fee / account holder | $1,487 | $9,817-84.9% | $8,357-82.2% | $10,133-85.3% |