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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,549 | $65,364-86.9% | $92,909-90.8% | $72,975-88.3% |
| Participation rate | 55.2% | 68.3%-13.1pp | 76.0%-20.8pp | 69.5%-14.3pp |
| Annual return | 81.87% | 42.11%+39.8pp | 109.44%-27.6pp | 81.01%+0.9pp |
| Employer contribution / active EE | $1,027 | $2,594-60.4% | $3,653-71.9% | $2,440-57.9% |
| Participant deferral / active EE | $1,656 | $3,128-47.1% | $4,238-60.9% | $3,608-54.1% |
| Admin fee / account holder | $195 | $4,251-95.4% | $5,795-96.6% | $5,124-96.2% |