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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,386 | $43,730-78.5% | $121,208-92.3% | $64,181-85.4% |
| Participation rate | 30.3% | 58.3%-28.0pp | 71.8%-41.5pp | 69.6%-39.3pp |
| Annual return | -19.92% | 68.94%-88.9pp | 16.93%-36.9pp | 7.63%-27.6pp |
| Employer contribution / active EE | $531 | $1,297-59.1% | $4,023-86.8% | $2,381-77.7% |
| Participant deferral / active EE | $1,390 | $2,281-39.0% | $3,345-58.4% | $3,470-59.9% |
| Admin fee / account holder | $100 | $3,502-97.1% | $5,020-98.0% | $4,887-98.0% |