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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,155 | $183,988-15.1% | $162,177-3.7% | $152,897+2.1% |
| Participation rate | 92.3% | 88.5%+3.8pp | 87.6%+4.8pp | 82.5%+9.9pp |
| Annual return | 6.57% | 150.79%-144.2pp | 115.60%-109.0pp | 345.43%-338.9pp |
| Employer contribution / active EE | $4,722 | $6,370-25.9% | $5,613-15.9% | $4,764-0.9% |
| Participant deferral / active EE | $7,470 | $8,032-7.0% | $7,297+2.4% | $5,851+27.7% |
| Admin fee / account holder | $674 | $13,123-94.9% | $10,843-93.8% | $11,599-94.2% |