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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,952 | $138,102+94.0% | $125,381+113.7% | $134,532+99.2% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -17.10% | 750.73%-767.8pp | 572.31%-589.4pp | 418.27%-435.4pp |
| Employer contribution / active EE | $2,898 | $5,245-44.8% | $4,815-39.8% | $4,741-38.9% |
| Participant deferral / active EE | $10,533 | $7,801+35.0% | $7,448+41.4% | $6,401+64.6% |
| Admin fee / account holder | $7,888 | $11,568-31.8% | $10,007-21.2% | $11,429-31.0% |