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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,481 | $135,956+32.7% | $123,894+45.7% | $273,972-34.1% |
| Participation rate | 90.5% | 84.1%+6.4pp | 81.4%+9.1pp | 83.0%+7.5pp |
| Annual return | 8.33% | 56.63%-48.3pp | 47.52%-39.2pp | 41.46%-33.1pp |
| Employer contribution / active EE | $2,682 | $5,170-48.1% | $4,617-41.9% | $4,869-44.9% |
| Participant deferral / active EE | $7,090 | $6,343+11.8% | $5,984+18.5% | $5,287+34.1% |
| Admin fee / account holder | $8,108 | $9,817-17.4% | $8,357-3.0% | $10,133-20.0% |