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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,028 | $56,197-5.6% | $67,652-21.6% | $59,633-11.1% |
| Participation rate | 43.5% | 71.5%-28.0pp | 75.7%-32.2pp | 68.7%-25.2pp |
| Annual return | -1.66% | 18508.10%-18509.8pp | 6625.40%-6627.1pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $934 | $1,615-42.2% | $2,266-58.8% | $2,203-57.6% |
| Participant deferral / active EE | $2,242 | $2,844-21.2% | $3,560-37.0% | $3,192-29.8% |
| Admin fee / account holder | $3,627 | $3,958-8.4% | $4,821-24.8% | $4,297-15.6% |