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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,412 | $150,446-16.6% | $136,297-8.0% | $147,585-15.0% |
| Participation rate | 64.3% | 84.4%-20.1pp | 81.9%-17.6pp | 82.8%-18.5pp |
| Annual return | 13.14% | 1049.14%-1036.0pp | 5156.19%-5143.1pp | 578.58%-565.4pp |
| Employer contribution / active EE | $1,881 | $5,256-64.2% | $4,696-59.9% | $4,876-61.4% |
| Participant deferral / active EE | $5,869 | $6,631-11.5% | $6,247-6.1% | $5,439+7.9% |
| Admin fee / account holder | $2,643 | $10,906-75.8% | $9,244-71.4% | $10,886-75.7% |