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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,336 | $93,064+41.1% | $74,577+76.1% | $273,972-52.1% |
| Participation rate | 50.0% | 74.9%-24.9pp | 68.1%-18.1pp | 83.0%-33.0pp |
| Annual return | 2.96% | 26.18%-23.2pp | 20.47%-17.5pp | 41.46%-38.5pp |
| Employer contribution / active EE | $1,633 | $3,160-48.3% | $2,525-35.3% | $4,869-66.5% |
| Participant deferral / active EE | $5,177 | $4,160+24.4% | $3,458+49.7% | $5,287-2.1% |
| Admin fee / account holder | $1,290 | $5,273-75.5% | $4,138-68.8% | $10,133-87.3% |